With the rise of rideshare platforms like Uber and Lyft, the number of accidents involving so-called app taxis has increased. Passengers and drivers involved in an accident may find filing a claim daunting due to the layers of complexity rideshare liability brings to the process. Mistakes can also delay your claim or reduce your compensation.
Understanding the factors influencing the settlement timeline can help you manage your expectations and take proper steps to expedite the process.
Factors that influence the timeline
Several factors can impact how long it takes to settle a rideshare accident claim, such as:
- Severity of injuries: Serious injuries often require ongoing documentation of extensive medical treatment and longer recovery.
- Insurance company response: Some insurance companies may use delay tactics to pressure claimants into accepting lower settlements.
- Liability disputes: If there is a disagreement about who is at fault, the claim may take longer to resolve.
California requires rideshare companies to carry $1 million in liability insurance for drivers. This coverage can help ensure adequate compensation, but the claims process can still be lengthy.
Typical timeline for settling a claim
In California, you have two years to file a personal injury claim after your accident. While each case is unique, the general timeline for settling a rideshare accident claim involves:
- Initial steps: You should seek medical attention immediately after the accident. Report the accident to the rideshare company and notify your insurance company. Gathering evidence, such as photos and witness information, is crucial during this one- to two-week period.
- Medical treatment and documentation: Collecting all necessary medical records and bills usually takes one to three months. However, it can take longer when medical treatment is ongoing.
- Insurance investigation: The insurance companies involved will conduct their investigations to determine liability and assess the damages. This often takes two to six months.
- Negotiation and settlement: After completing the investigation, negotiations between your attorney and the insurance companies will begin, typically lasting three to nine months.
- Litigation: If a fair settlement isn’t reached through negotiation, your case may go to court for one to two years.
Patience and persistence are key. However, you can also take proactive steps to speed up the process. Consulting an auto accident attorney can help streamline it and get you closer to your deserved compensation.