Pursuing Compensation For Injuries When A Negligent Driver Doesn’t Have Enough Insurance
After an accidental injury in California traffic, you may have several urgent problems to solve simultaneously:
- How to get access to the best available medical care
- How to prove that another driver’s negligence caused the accident
- How to pursue the level of economic relief you deserve when the other driver was at fault
At Rencher Law Group, we vigorously support our clients’ right to maximum available compensation from all sources.
A Few Questions And Answers That We Often Address
We are here to help you recover both medically and financially by all possible means if we represent you after you’ve been hurt in a car accident.
Bring us your questions, and we will do our best to answer and explain how we can get started on your case.
Can I receive compensation for my California auto accident if I’m injured by an uninsured or underinsured motorist?
The answer is ideally yes if you have uninsured/underinsured motorist (UI/UIM) coverage on your own auto insurance. However, you should not expect your insurer to make this process easy. For example, they may require you to prove you have made every effort to collect from a negligent driver before they will release benefits.
What are the benefits of purchasing uninsured/underinsured motorist coverage?
Drivers are legally required to carry insurance. However, you can never be sure that all other vehicles on the road have the legally required insurance. Consider the following examples of insurance deficiencies:
- Every day, people go out in traffic with suspended driver’s licenses and their insurance is, therefore, inaccessible.
- Some people fail to pay their auto insurance premiums and let their policies lapse.
- Some carry only the bare minimum of insurance.
- An Uber or Lyft driver may not have the ride-sharing app properly turned on.
- After a hit-and-run accident, it may be impossible to locate the driver.
What is the difference between uninsured and underinsured?
A driver who is underinsured has some insurance but it may not be enough to cover the costs of an injured person’s medical expenses and other losses. A driver without insurance at all or with lapsed insurance is effectively uninsured.
Get Legal Counsel To Protect Your Rights
If you were injured because of another driver’s negligence but you cannot recover enough compensation from them to pay your medical bills and replace your lost wages, our California auto accident attorneys will work hard to help you obtain UI/UIM benefits through your own insurance.